LAKE TAHOE, Nev. - ColoradoDesk -- Phinge® Corporation, creator of the upcoming Netverse® hardware-verified technology platform, today detailed a proposal for federal agencies to dramatically reduce waste, fraud, and abuse (WFA) in programs such as Medicare, Medicaid, Social Security and others.

The company's unique, upcoming patented app-less Netverse platform will be accessible exclusively through patented, proprietary hardware. The proposal highlights how the platform's core principle of "one verified user to one Netverse phone or device" could eliminate impersonation and fake recipients, moving beyond the reactive systems currently used by many government agencies.

This proactive approach will prevent WFA before it can occur, protecting taxpayer dollars and safeguarding the integrity of vital government services.

The U.S. Government Accountability Office (GAO) estimates the federal government loses between $233 billion and $521 billion annually to fraud across all programs, based on data from fiscal years 2018 through 2022.

"The federal government loses between $233 billion and $521 billion annually to fraud, according to GAO's government-wide estimates based on data from fiscal years 2018 through 2022. Additionally, federal improper payment estimates have totaled about $2.8 trillion since FY 2003—and the actual amount may be significantly higher because this is based on a small number of programs that report these numbers. For instance, 16 agencies reported a total of about $162 billion in improper payments across 68 programs in FY 2024. Most (75%) of these improper payments were concentrated in 5 areas."
https://www.gao.gov/fraud-improper-payments

Using the above GAO low-end statistics and using the example of 100 million people in the U.S. receiving government benefits and accounting for a per phone price of $1,000.00 and adding 100% for program administration costs, the phones would be paid for in fraud reduction in less than 1 year. This does not even factor in federal improper payment estimates. If improper payments were made through Netverse phones or devices to recipients, they have the ability to be timely clawed back.

Eliminating impersonation and fake recipients
A cornerstone of the Netverse platform will be its hardware-based verification system, which will permanently bind a user's verified identity to their individual Netverse phone or device. This will create a verifiable, tamper-resistant link between an individual and their access to services

• Permanent identity binding: Unlike software-based identity checks that can be spoofed or bypassed, Netverse's hardware-level verification will ensure that a recipient of government benefits is a real, unique individual. The principle of "one user, one phone" would make it impossible for fraudsters to create multiple fake accounts to claim benefits.
• Proactive identity protection: The current systems used by government agencies primarily monitor for fraudulent activity after a user's data has been compromised. In contrast, the Netverse approach will prevent identity fraud from the outset by requiring a verified, hardware-bound identity for all participants. This will stop fraudsters from using stolen Social Security numbers or other personal data to claim benefits illegally.
• Secure benefit delivery: With each recipient tied to a single, verified Netverse hardware device, benefit payments can be routed securely and transparently. The system would eliminate the possibility of payments being diverted to fake or fraudulent accounts, as every financial transaction would originate from a verified user on their dedicated Netverse hardware.
• Secure and transparent data access: By replacing fragmented, app-based systems with a unified, verified ecosystem, Netverse will provide a secure and reliable platform for government agencies to interact with beneficiaries. Every interaction is tied to a verified identity, creating a clear audit trail and significantly reducing opportunities for malfeasance.

The U.S. Government currently has a Lifeline program which offers a monthly discount on qualifying phone, internet, or bundled service. For eligible subscribers on Tribal lands, the discount amount is higher. The discount can be applied to either wireline or wireless service.

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Government agencies could purchase from Phinge and implement a plan where all recipients of government benefits could receive an authorized Phinge device for free or at a reduced cost. If they did this, phone recipients could reap additional benefits through their interactions with Netverse in the form of same-as-cash rewards to spend dollar-for-dollar throughout Netverse and all its businesses and third-party platforms. This would include using their earned rewards to pay for their internet access and monthly phone bills through Phinge.
In addition, 1% of all gross dollars that would be spent through these phones or devices throughout Netverse would be donated by Phinge to local charities selected by users.

"For too long, federal agencies have been fighting fraud with current reactive, app-based technology, leaving billions of taxpayer dollars vulnerable to abuse," says Phinge CEO Robert DeMaio. "The Netverse Effect will offer a transformative shift towards proactive prevention. By requiring hardware-verified identity for all participants and eliminating the possibility of impersonation, Netverse can provide a foundational layer of trust and security for government programs like Medicare-Medicaid that doesn't exist today."

Phinge including its Netverse solution is designed to not only align with existing government regulations regarding data privacy, but will go above and beyond, by allowing its users to own and control their own data. This will provide a secure and powerful new tool for user privacy while protecting taxpayer dollars.

Robert DeMaio, Phinge CEO contemplates "Maybe with all the money the U.S. government could save from waste, fraud, abuse and improper payments, it could give increased benefits to qualified and deserving recipients"

Preview Netverse and its patented, magnetically attachable smartphones and devices by visiting Phinge's websites at
https://www.phinge.com

To get on a contact list, please fill out the online form here
https://www.phinge.com/netverseai.html

Ask Google Gemini about Netverse here
https://www.phinge.com/get-netverse.html

View Phinge's Crunchbase profile here
https://www.crunchbase.com/organization/phinge

View Phinge CEO Robert DeMaio's Crunchbase profile here
https://www.crunchbase.com/person/robert-charles-demaio

About Phinge Corporation

Phinge was founded and through Netverse® is being developed to disrupt today's outdated App technologies, including the App-store duopoly, by partnering with and giving its users and businesses ownership and control of their data, enhanced privacy and a better overall mobile experience including their ability to monetize it.

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Phinge through its upcoming patented Netverse App-less technology platform with proprietary AI, will be a better, safer, verified and rewarding alternative platform and technology for users and third party businesses and developers to today's App stores, operating systems and ecosystems of Apple, Google and Android.

Netverse will not be an App or Super App that resides on the major technology platforms of today.

Instead, it will be a standalone, all-in-one, app-less platform, accessible only through Phinge's revolutionary, patented, Mobile Hardware which includes Magnetically Attachable/Detachable Phones, Tablets, Mobile Gaming Systems and peripherals like the stylish, wireless earbuds with interchangeable batteries and built-in sensor screens for continuous usage without recharging. Smart Watches that never need to be physically charged as they come with stylish external, interchangeable bezels with built-in rechargeable batteries and come in a variety of colors, patterns and finishes.

Netverse will be a verified, centralized-decentralized platform.

Centralized in the way it provides universal safeguards through verification of all users, businesses, organizations, entities and IP through Phinge's patented Netverse technologies and hardware.

Centralized because Phinge and Netverse will be compliant with all government regulations regarding data and privacy.

Decentralized because all third party platforms will be compliant with all government regulations regarding data and privacy as soon as they are verified and join Netverse.

Decentralized because its users, businesses, organizations and entities will have the power to live, work and thrive in a verified world.

Netverse will benefit all verified users and approved, verified third party businesses, developers and platforms on Netverse in ways not possible with today's technology including total verification of all users, businesses, organizations, platforms.